LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,748
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,425
−HK$687/mo
Today · 4.125%
HK$23,112
baseline
▲ 0.50% · 4.625%
HK$24,518
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,224/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,194
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,843
−HK$659/mo
Today · 4.125%
HK$25,502
baseline
▲ 0.50% · 4.625%
HK$26,846
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$51,004/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,098
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,909
−HK$825/mo
Today · 4.125%
HK$27,734
baseline
▲ 0.50% · 4.625%
HK$29,422
+HK$1,688/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$55,468/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,033
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,812
−HK$790/mo
Today · 4.125%
HK$30,602
baseline
▲ 0.50% · 4.625%
HK$32,215
+HK$1,613/mo
Deposit HK$3.82M · loan HK$5.72M · min. income ≈ HK$61,204/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,447
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,394
−HK$963/mo
Today · 4.125%
HK$32,357
baseline
▲ 0.50% · 4.625%
HK$34,325
+HK$1,968/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$64,714/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$323,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,872
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,781
−HK$921/mo
Today · 4.125%
HK$35,702
baseline
▲ 0.50% · 4.625%
HK$37,584
+HK$1,882/mo
Deposit HK$2.86M · loan HK$6.68M · min. income ≈ HK$71,404/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$323,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,147
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,364
−HK$1,237/mo
Today · 4.125%
HK$41,601
baseline
▲ 0.50% · 4.625%
HK$44,133
+HK$2,532/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$83,202/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,550
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$44,718
−HK$1,185/mo
Today · 4.125%
HK$45,903
baseline
▲ 0.50% · 4.625%
HK$48,323
+HK$2,420/mo
Deposit HK$954K · loan HK$8.58M · min. income ≈ HK$91,806/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,755 · Scale 2, in force from 26 Feb 2026)