LTV · monthly repayment
▼ 0.50% · 3.625%
HK$217,566
−HK$13,644/mo
▼ 0.25% · 3.875%
HK$224,334
−HK$6,876/mo
Today · 4.125%
HK$231,210
baseline
▲ 0.50% · 4.625%
HK$245,278
+HK$14,068/mo
Deposit HK$47.71M · loan HK$47.71M · min. income ≈ HK$462,420/mo (50% DSR)
Upfront cash ≈ HK$51.76M (deposit + AVD stamp duty HK$4,055,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,040
−HK$13,077/mo
▼ 0.25% · 3.875%
HK$248,532
−HK$6,585/mo
Today · 4.125%
HK$255,117
baseline
▲ 0.50% · 4.625%
HK$268,565
+HK$13,448/mo
Deposit HK$47.71M · loan HK$47.71M · min. income ≈ HK$510,234/mo (50% DSR)
Upfront cash ≈ HK$51.76M (deposit + AVD stamp duty HK$4,055,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,080
−HK$16,372/mo
▼ 0.25% · 3.875%
HK$269,201
−HK$8,251/mo
Today · 4.125%
HK$277,452
baseline
▲ 0.50% · 4.625%
HK$294,334
+HK$16,882/mo
Deposit HK$38.17M · loan HK$57.25M · min. income ≈ HK$554,904/mo (50% DSR)
Upfront cash ≈ HK$42.22M (deposit + AVD stamp duty HK$4,055,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,448
−HK$15,692/mo
▼ 0.25% · 3.875%
HK$298,238
−HK$7,902/mo
Today · 4.125%
HK$306,140
baseline
▲ 0.50% · 4.625%
HK$322,278
+HK$16,138/mo
Deposit HK$38.17M · loan HK$57.25M · min. income ≈ HK$612,280/mo (50% DSR)
Upfront cash ≈ HK$42.22M (deposit + AVD stamp duty HK$4,055,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,593
−HK$19,101/mo
▼ 0.25% · 3.875%
HK$314,067
−HK$9,627/mo
Today · 4.125%
HK$323,694
baseline
▲ 0.50% · 4.625%
HK$343,390
+HK$19,696/mo
Deposit HK$28.62M · loan HK$66.79M · min. income ≈ HK$647,388/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$4,055,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,857
−HK$18,307/mo
▼ 0.25% · 3.875%
HK$347,944
−HK$9,220/mo
Today · 4.125%
HK$357,164
baseline
▲ 0.50% · 4.625%
HK$375,991
+HK$18,827/mo
Deposit HK$28.62M · loan HK$66.79M · min. income ≈ HK$714,328/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$4,055,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,619
−HK$24,558/mo
▼ 0.25% · 3.875%
HK$403,801
−HK$12,376/mo
Today · 4.125%
HK$416,177
baseline
▲ 0.50% · 4.625%
HK$441,501
+HK$25,324/mo
Deposit HK$9.54M · loan HK$85.87M · min. income ≈ HK$832,354/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$4,055,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$435,673
−HK$23,538/mo
▼ 0.25% · 3.875%
HK$447,357
−HK$11,854/mo
Today · 4.125%
HK$459,211
baseline
▲ 0.50% · 4.625%
HK$483,416
+HK$24,205/mo
Deposit HK$9.54M · loan HK$85.87M · min. income ≈ HK$918,422/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$4,055,058 · Scale 2, in force from 26 Feb 2026)