LTV · monthly repayment
▼ 0.50% · 3.625%
HK$217,627
−HK$13,647/mo
▼ 0.25% · 3.875%
HK$224,397
−HK$6,877/mo
Today · 4.125%
HK$231,274
baseline
▲ 0.50% · 4.625%
HK$245,347
+HK$14,073/mo
Deposit HK$47.72M · loan HK$47.72M · min. income ≈ HK$462,548/mo (50% DSR)
Upfront cash ≈ HK$51.78M (deposit + AVD stamp duty HK$4,056,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,108
−HK$13,080/mo
▼ 0.25% · 3.875%
HK$248,601
−HK$6,587/mo
Today · 4.125%
HK$255,188
baseline
▲ 0.50% · 4.625%
HK$268,640
+HK$13,452/mo
Deposit HK$47.72M · loan HK$47.72M · min. income ≈ HK$510,376/mo (50% DSR)
Upfront cash ≈ HK$51.78M (deposit + AVD stamp duty HK$4,056,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,153
−HK$16,376/mo
▼ 0.25% · 3.875%
HK$269,276
−HK$8,253/mo
Today · 4.125%
HK$277,529
baseline
▲ 0.50% · 4.625%
HK$294,416
+HK$16,887/mo
Deposit HK$38.18M · loan HK$57.26M · min. income ≈ HK$555,058/mo (50% DSR)
Upfront cash ≈ HK$42.23M (deposit + AVD stamp duty HK$4,056,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,530
−HK$15,696/mo
▼ 0.25% · 3.875%
HK$298,322
−HK$7,904/mo
Today · 4.125%
HK$306,226
baseline
▲ 0.50% · 4.625%
HK$322,368
+HK$16,142/mo
Deposit HK$38.18M · loan HK$57.26M · min. income ≈ HK$612,452/mo (50% DSR)
Upfront cash ≈ HK$42.23M (deposit + AVD stamp duty HK$4,056,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,678
−HK$19,106/mo
▼ 0.25% · 3.875%
HK$314,155
−HK$9,629/mo
Today · 4.125%
HK$323,784
baseline
▲ 0.50% · 4.625%
HK$343,486
+HK$19,702/mo
Deposit HK$28.63M · loan HK$66.81M · min. income ≈ HK$647,568/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$4,056,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,951
−HK$18,313/mo
▼ 0.25% · 3.875%
HK$348,042
−HK$9,222/mo
Today · 4.125%
HK$357,264
baseline
▲ 0.50% · 4.625%
HK$376,096
+HK$18,832/mo
Deposit HK$28.63M · loan HK$66.81M · min. income ≈ HK$714,528/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$4,056,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,729
−HK$24,565/mo
▼ 0.25% · 3.875%
HK$403,914
−HK$12,380/mo
Today · 4.125%
HK$416,294
baseline
▲ 0.50% · 4.625%
HK$441,624
+HK$25,330/mo
Deposit HK$9.54M · loan HK$85.90M · min. income ≈ HK$832,588/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$4,056,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$435,795
−HK$23,544/mo
▼ 0.25% · 3.875%
HK$447,482
−HK$11,857/mo
Today · 4.125%
HK$459,339
baseline
▲ 0.50% · 4.625%
HK$483,552
+HK$24,213/mo
Deposit HK$9.54M · loan HK$85.90M · min. income ≈ HK$918,678/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$4,056,192 · Scale 2, in force from 26 Feb 2026)