LTV · monthly repayment
▼ 0.50% · 3.625%
HK$217,638
−HK$13,648/mo
▼ 0.25% · 3.875%
HK$224,408
−HK$6,878/mo
Today · 4.125%
HK$231,286
baseline
▲ 0.50% · 4.625%
HK$245,359
+HK$14,073/mo
Deposit HK$47.72M · loan HK$47.72M · min. income ≈ HK$462,572/mo (50% DSR)
Upfront cash ≈ HK$51.78M (deposit + AVD stamp duty HK$4,056,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,120
−HK$13,081/mo
▼ 0.25% · 3.875%
HK$248,614
−HK$6,587/mo
Today · 4.125%
HK$255,201
baseline
▲ 0.50% · 4.625%
HK$268,653
+HK$13,452/mo
Deposit HK$47.72M · loan HK$47.72M · min. income ≈ HK$510,402/mo (50% DSR)
Upfront cash ≈ HK$51.78M (deposit + AVD stamp duty HK$4,056,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,165
−HK$16,378/mo
▼ 0.25% · 3.875%
HK$269,289
−HK$8,254/mo
Today · 4.125%
HK$277,543
baseline
▲ 0.50% · 4.625%
HK$294,431
+HK$16,888/mo
Deposit HK$38.18M · loan HK$57.27M · min. income ≈ HK$555,086/mo (50% DSR)
Upfront cash ≈ HK$42.23M (deposit + AVD stamp duty HK$4,056,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,544
−HK$15,697/mo
▼ 0.25% · 3.875%
HK$298,336
−HK$7,905/mo
Today · 4.125%
HK$306,241
baseline
▲ 0.50% · 4.625%
HK$322,384
+HK$16,143/mo
Deposit HK$38.18M · loan HK$57.27M · min. income ≈ HK$612,482/mo (50% DSR)
Upfront cash ≈ HK$42.23M (deposit + AVD stamp duty HK$4,056,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,693
−HK$19,107/mo
▼ 0.25% · 3.875%
HK$314,171
−HK$9,629/mo
Today · 4.125%
HK$323,800
baseline
▲ 0.50% · 4.625%
HK$343,502
+HK$19,702/mo
Deposit HK$28.63M · loan HK$66.81M · min. income ≈ HK$647,600/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$4,056,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,968
−HK$18,313/mo
▼ 0.25% · 3.875%
HK$348,059
−HK$9,222/mo
Today · 4.125%
HK$357,281
baseline
▲ 0.50% · 4.625%
HK$376,114
+HK$18,833/mo
Deposit HK$28.63M · loan HK$66.81M · min. income ≈ HK$714,562/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$4,056,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,748
−HK$24,566/mo
▼ 0.25% · 3.875%
HK$403,934
−HK$12,380/mo
Today · 4.125%
HK$416,314
baseline
▲ 0.50% · 4.625%
HK$441,646
+HK$25,332/mo
Deposit HK$9.54M · loan HK$85.90M · min. income ≈ HK$832,628/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$4,056,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$435,816
−HK$23,546/mo
▼ 0.25% · 3.875%
HK$447,504
−HK$11,858/mo
Today · 4.125%
HK$459,362
baseline
▲ 0.50% · 4.625%
HK$483,575
+HK$24,213/mo
Deposit HK$9.54M · loan HK$85.90M · min. income ≈ HK$918,724/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$4,056,391 · Scale 2, in force from 26 Feb 2026)