LTV · monthly repayment
▼ 0.50% · 3.625%
HK$217,816
−HK$13,659/mo
▼ 0.25% · 3.875%
HK$224,592
−HK$6,883/mo
Today · 4.125%
HK$231,475
baseline
▲ 0.50% · 4.625%
HK$245,560
+HK$14,085/mo
Deposit HK$47.76M · loan HK$47.76M · min. income ≈ HK$462,950/mo (50% DSR)
Upfront cash ≈ HK$51.82M (deposit + AVD stamp duty HK$4,059,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,318
−HK$13,092/mo
▼ 0.25% · 3.875%
HK$248,817
−HK$6,593/mo
Today · 4.125%
HK$255,410
baseline
▲ 0.50% · 4.625%
HK$268,873
+HK$13,463/mo
Deposit HK$47.76M · loan HK$47.76M · min. income ≈ HK$510,820/mo (50% DSR)
Upfront cash ≈ HK$51.82M (deposit + AVD stamp duty HK$4,059,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,380
−HK$16,390/mo
▼ 0.25% · 3.875%
HK$269,510
−HK$8,260/mo
Today · 4.125%
HK$277,770
baseline
▲ 0.50% · 4.625%
HK$294,672
+HK$16,902/mo
Deposit HK$38.21M · loan HK$57.31M · min. income ≈ HK$555,540/mo (50% DSR)
Upfront cash ≈ HK$42.27M (deposit + AVD stamp duty HK$4,059,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,782
−HK$15,710/mo
▼ 0.25% · 3.875%
HK$298,581
−HK$7,911/mo
Today · 4.125%
HK$306,492
baseline
▲ 0.50% · 4.625%
HK$322,648
+HK$16,156/mo
Deposit HK$38.21M · loan HK$57.31M · min. income ≈ HK$612,984/mo (50% DSR)
Upfront cash ≈ HK$42.27M (deposit + AVD stamp duty HK$4,059,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,943
−HK$19,122/mo
▼ 0.25% · 3.875%
HK$314,428
−HK$9,637/mo
Today · 4.125%
HK$324,065
baseline
▲ 0.50% · 4.625%
HK$343,784
+HK$19,719/mo
Deposit HK$28.66M · loan HK$66.87M · min. income ≈ HK$648,130/mo (50% DSR)
Upfront cash ≈ HK$32.72M (deposit + AVD stamp duty HK$4,059,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,246
−HK$18,328/mo
▼ 0.25% · 3.875%
HK$348,344
−HK$9,230/mo
Today · 4.125%
HK$357,574
baseline
▲ 0.50% · 4.625%
HK$376,422
+HK$18,848/mo
Deposit HK$28.66M · loan HK$66.87M · min. income ≈ HK$715,148/mo (50% DSR)
Upfront cash ≈ HK$32.72M (deposit + AVD stamp duty HK$4,059,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,069
−HK$24,587/mo
▼ 0.25% · 3.875%
HK$404,265
−HK$12,391/mo
Today · 4.125%
HK$416,656
baseline
▲ 0.50% · 4.625%
HK$442,008
+HK$25,352/mo
Deposit HK$9.55M · loan HK$85.97M · min. income ≈ HK$833,312/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$4,059,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$436,173
−HK$23,565/mo
▼ 0.25% · 3.875%
HK$447,871
−HK$11,867/mo
Today · 4.125%
HK$459,738
baseline
▲ 0.50% · 4.625%
HK$483,972
+HK$24,234/mo
Deposit HK$9.55M · loan HK$85.97M · min. income ≈ HK$919,476/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$4,059,716 · Scale 2, in force from 26 Feb 2026)