LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,789
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,467
−HK$688/mo
Today · 4.125%
HK$23,155
baseline
▲ 0.50% · 4.625%
HK$24,564
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,310/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,240
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,890
−HK$660/mo
Today · 4.125%
HK$25,550
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,100/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,147
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,960
−HK$827/mo
Today · 4.125%
HK$27,787
baseline
▲ 0.50% · 4.625%
HK$29,477
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,574/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,088
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,868
−HK$792/mo
Today · 4.125%
HK$30,660
baseline
▲ 0.50% · 4.625%
HK$32,276
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,320/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,505
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,454
−HK$964/mo
Today · 4.125%
HK$32,418
baseline
▲ 0.50% · 4.625%
HK$34,390
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,836/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,936
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,846
−HK$924/mo
Today · 4.125%
HK$35,770
baseline
▲ 0.50% · 4.625%
HK$37,655
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,540/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,220
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,440
−HK$1,240/mo
Today · 4.125%
HK$41,680
baseline
▲ 0.50% · 4.625%
HK$44,216
+HK$2,536/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,360/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,632
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,802
−HK$1,188/mo
Today · 4.125%
HK$45,990
baseline
▲ 0.50% · 4.625%
HK$48,414
+HK$2,424/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$91,980/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,555 · Scale 2, in force from 26 Feb 2026)