LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,790
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,467
−HK$689/mo
Today · 4.125%
HK$23,156
baseline
▲ 0.50% · 4.625%
HK$24,565
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,312/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,241
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,891
−HK$659/mo
Today · 4.125%
HK$25,550
baseline
▲ 0.50% · 4.625%
HK$26,897
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,100/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,148
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,961
−HK$826/mo
Today · 4.125%
HK$27,787
baseline
▲ 0.50% · 4.625%
HK$29,478
+HK$1,691/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,574/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,089
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,869
−HK$792/mo
Today · 4.125%
HK$30,661
baseline
▲ 0.50% · 4.625%
HK$32,277
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,322/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,506
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,454
−HK$964/mo
Today · 4.125%
HK$32,418
baseline
▲ 0.50% · 4.625%
HK$34,391
+HK$1,973/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,836/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,937
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,847
−HK$924/mo
Today · 4.125%
HK$35,771
baseline
▲ 0.50% · 4.625%
HK$37,656
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,542/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,221
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,441
−HK$1,240/mo
Today · 4.125%
HK$41,681
baseline
▲ 0.50% · 4.625%
HK$44,217
+HK$2,536/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,362/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,633
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,804
−HK$1,187/mo
Today · 4.125%
HK$45,991
baseline
▲ 0.50% · 4.625%
HK$48,415
+HK$2,424/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$91,982/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,580 · Scale 2, in force from 26 Feb 2026)