LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,792
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,470
−HK$689/mo
Today · 4.125%
HK$23,159
baseline
▲ 0.50% · 4.625%
HK$24,568
+HK$1,409/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,318/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,243
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,894
−HK$659/mo
Today · 4.125%
HK$25,553
baseline
▲ 0.50% · 4.625%
HK$26,900
+HK$1,347/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,106/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,150
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,964
−HK$826/mo
Today · 4.125%
HK$27,790
baseline
▲ 0.50% · 4.625%
HK$29,481
+HK$1,691/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,580/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,092
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,872
−HK$792/mo
Today · 4.125%
HK$30,664
baseline
▲ 0.50% · 4.625%
HK$32,280
+HK$1,616/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,328/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,509
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,458
−HK$964/mo
Today · 4.125%
HK$32,422
baseline
▲ 0.50% · 4.625%
HK$34,395
+HK$1,973/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,844/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,941
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,851
−HK$924/mo
Today · 4.125%
HK$35,775
baseline
▲ 0.50% · 4.625%
HK$37,660
+HK$1,885/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,550/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,226
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$40,446
−HK$1,240/mo
Today · 4.125%
HK$41,686
baseline
▲ 0.50% · 4.625%
HK$44,222
+HK$2,536/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,372/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,638
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,809
−HK$1,187/mo
Today · 4.125%
HK$45,996
baseline
▲ 0.50% · 4.625%
HK$48,420
+HK$2,424/mo
Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$91,992/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,685 · Scale 2, in force from 26 Feb 2026)