LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,802
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,480
−HK$689/mo
Today · 4.125%
HK$23,169
baseline
▲ 0.50% · 4.625%
HK$24,579
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,338/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,255
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,905
−HK$660/mo
Today · 4.125%
HK$25,565
baseline
▲ 0.50% · 4.625%
HK$26,913
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,130/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,163
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,976
−HK$827/mo
Today · 4.125%
HK$27,803
baseline
▲ 0.50% · 4.625%
HK$29,495
+HK$1,692/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$55,606/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,106
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,886
−HK$792/mo
Today · 4.125%
HK$30,678
baseline
▲ 0.50% · 4.625%
HK$32,295
+HK$1,617/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$61,356/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,523
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,473
−HK$964/mo
Today · 4.125%
HK$32,437
baseline
▲ 0.50% · 4.625%
HK$34,411
+HK$1,974/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,874/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,957
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,867
−HK$924/mo
Today · 4.125%
HK$35,791
baseline
▲ 0.50% · 4.625%
HK$37,678
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,582/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,244
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,465
−HK$1,240/mo
Today · 4.125%
HK$41,705
baseline
▲ 0.50% · 4.625%
HK$44,243
+HK$2,538/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$83,410/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,659
−HK$2,358/mo
▼ 0.25% · 3.875%
HK$44,829
−HK$1,188/mo
Today · 4.125%
HK$46,017
baseline
▲ 0.50% · 4.625%
HK$48,443
+HK$2,426/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$92,034/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,130 · Scale 2, in force from 26 Feb 2026)