LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,804
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,482
−HK$689/mo
Today · 4.125%
HK$23,171
baseline
▲ 0.50% · 4.625%
HK$24,581
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,342/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,257
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,907
−HK$660/mo
Today · 4.125%
HK$25,567
baseline
▲ 0.50% · 4.625%
HK$26,915
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,134/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,165
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,978
−HK$827/mo
Today · 4.125%
HK$27,805
baseline
▲ 0.50% · 4.625%
HK$29,497
+HK$1,692/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$55,610/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,108
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,889
−HK$791/mo
Today · 4.125%
HK$30,680
baseline
▲ 0.50% · 4.625%
HK$32,298
+HK$1,618/mo
Deposit HK$3.82M · loan HK$5.74M · min. income ≈ HK$61,360/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,525
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,475
−HK$965/mo
Today · 4.125%
HK$32,440
baseline
▲ 0.50% · 4.625%
HK$34,413
+HK$1,973/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,880/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,959
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,870
−HK$924/mo
Today · 4.125%
HK$35,794
baseline
▲ 0.50% · 4.625%
HK$37,681
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,588/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$326,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,247
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$40,468
−HK$1,240/mo
Today · 4.125%
HK$41,708
baseline
▲ 0.50% · 4.625%
HK$44,246
+HK$2,538/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$83,416/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,662
−HK$2,359/mo
▼ 0.25% · 3.875%
HK$44,833
−HK$1,188/mo
Today · 4.125%
HK$46,021
baseline
▲ 0.50% · 4.625%
HK$48,447
+HK$2,426/mo
Deposit HK$956K · loan HK$8.61M · min. income ≈ HK$92,042/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,202 · Scale 2, in force from 26 Feb 2026)