LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,816
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,494
−HK$690/mo
Today · 4.125%
HK$23,184
baseline
▲ 0.50% · 4.625%
HK$24,595
+HK$1,411/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,368/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,270
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,921
−HK$660/mo
Today · 4.125%
HK$25,581
baseline
▲ 0.50% · 4.625%
HK$26,930
+HK$1,349/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,162/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,179
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,993
−HK$828/mo
Today · 4.125%
HK$27,821
baseline
▲ 0.50% · 4.625%
HK$29,514
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,642/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,124
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,905
−HK$792/mo
Today · 4.125%
HK$30,697
baseline
▲ 0.50% · 4.625%
HK$32,316
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,394/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,542
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,492
−HK$966/mo
Today · 4.125%
HK$32,458
baseline
▲ 0.50% · 4.625%
HK$34,432
+HK$1,974/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,916/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,978
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,889
−HK$925/mo
Today · 4.125%
HK$35,814
baseline
▲ 0.50% · 4.625%
HK$37,701
+HK$1,887/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,628/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,269
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,490
−HK$1,241/mo
Today · 4.125%
HK$41,731
baseline
▲ 0.50% · 4.625%
HK$44,270
+HK$2,539/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,462/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,686
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$44,858
−HK$1,188/mo
Today · 4.125%
HK$46,046
baseline
▲ 0.50% · 4.625%
HK$48,473
+HK$2,427/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,092/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,730 · Scale 2, in force from 26 Feb 2026)