LTV · monthly repayment
▼ 0.50% · 3.625%
HK$218,199
−HK$13,683/mo
▼ 0.25% · 3.875%
HK$224,986
−HK$6,896/mo
Today · 4.125%
HK$231,882
baseline
▲ 0.50% · 4.625%
HK$245,991
+HK$14,109/mo
Deposit HK$47.85M · loan HK$47.85M · min. income ≈ HK$463,764/mo (50% DSR)
Upfront cash ≈ HK$51.91M (deposit + AVD stamp duty HK$4,066,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,744
−HK$13,114/mo
▼ 0.25% · 3.875%
HK$249,254
−HK$6,604/mo
Today · 4.125%
HK$255,858
baseline
▲ 0.50% · 4.625%
HK$269,345
+HK$13,487/mo
Deposit HK$47.85M · loan HK$47.85M · min. income ≈ HK$511,716/mo (50% DSR)
Upfront cash ≈ HK$51.91M (deposit + AVD stamp duty HK$4,066,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,838
−HK$16,420/mo
▼ 0.25% · 3.875%
HK$269,983
−HK$8,275/mo
Today · 4.125%
HK$278,258
baseline
▲ 0.50% · 4.625%
HK$295,189
+HK$16,931/mo
Deposit HK$38.28M · loan HK$57.41M · min. income ≈ HK$556,516/mo (50% DSR)
Upfront cash ≈ HK$42.34M (deposit + AVD stamp duty HK$4,066,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,292
−HK$15,738/mo
▼ 0.25% · 3.875%
HK$299,105
−HK$7,925/mo
Today · 4.125%
HK$307,030
baseline
▲ 0.50% · 4.625%
HK$323,214
+HK$16,184/mo
Deposit HK$38.28M · loan HK$57.41M · min. income ≈ HK$614,060/mo (50% DSR)
Upfront cash ≈ HK$42.34M (deposit + AVD stamp duty HK$4,066,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,478
−HK$19,156/mo
▼ 0.25% · 3.875%
HK$314,980
−HK$9,654/mo
Today · 4.125%
HK$324,634
baseline
▲ 0.50% · 4.625%
HK$344,387
+HK$19,753/mo
Deposit HK$28.71M · loan HK$66.98M · min. income ≈ HK$649,268/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$4,066,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$339,841
−HK$18,361/mo
▼ 0.25% · 3.875%
HK$348,956
−HK$9,246/mo
Today · 4.125%
HK$358,202
baseline
▲ 0.50% · 4.625%
HK$377,083
+HK$18,881/mo
Deposit HK$28.71M · loan HK$66.98M · min. income ≈ HK$716,404/mo (50% DSR)
Upfront cash ≈ HK$32.77M (deposit + AVD stamp duty HK$4,066,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,757
−HK$24,630/mo
▼ 0.25% · 3.875%
HK$404,974
−HK$12,413/mo
Today · 4.125%
HK$417,387
baseline
▲ 0.50% · 4.625%
HK$442,784
+HK$25,397/mo
Deposit HK$9.57M · loan HK$86.12M · min. income ≈ HK$834,774/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$4,066,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$436,939
−HK$23,606/mo
▼ 0.25% · 3.875%
HK$448,657
−HK$11,888/mo
Today · 4.125%
HK$460,545
baseline
▲ 0.50% · 4.625%
HK$484,821
+HK$24,276/mo
Deposit HK$9.57M · loan HK$86.12M · min. income ≈ HK$921,090/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$4,066,840 · Scale 2, in force from 26 Feb 2026)