LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,823
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,502
−HK$690/mo
Today · 4.125%
HK$23,192
baseline
▲ 0.50% · 4.625%
HK$24,603
+HK$1,411/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,384/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,278
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,929
−HK$661/mo
Today · 4.125%
HK$25,590
baseline
▲ 0.50% · 4.625%
HK$26,938
+HK$1,348/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,180/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,188
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,002
−HK$828/mo
Today · 4.125%
HK$27,830
baseline
▲ 0.50% · 4.625%
HK$29,523
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,660/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,134
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,915
−HK$793/mo
Today · 4.125%
HK$30,708
baseline
▲ 0.50% · 4.625%
HK$32,326
+HK$1,618/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,416/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,552
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,503
−HK$965/mo
Today · 4.125%
HK$32,468
baseline
▲ 0.50% · 4.625%
HK$34,444
+HK$1,976/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,936/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,989
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,901
−HK$924/mo
Today · 4.125%
HK$35,825
baseline
▲ 0.50% · 4.625%
HK$37,714
+HK$1,889/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,650/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,282
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,503
−HK$1,242/mo
Today · 4.125%
HK$41,745
baseline
▲ 0.50% · 4.625%
HK$44,285
+HK$2,540/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,490/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,700
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,872
−HK$1,189/mo
Today · 4.125%
HK$46,061
baseline
▲ 0.50% · 4.625%
HK$48,489
+HK$2,428/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,122/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,046 · Scale 2, in force from 26 Feb 2026)