LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,826
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,505
−HK$689/mo
Today · 4.125%
HK$23,194
baseline
▲ 0.50% · 4.625%
HK$24,606
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,388/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,281
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,932
−HK$661/mo
Today · 4.125%
HK$25,593
baseline
▲ 0.50% · 4.625%
HK$26,942
+HK$1,349/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,186/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,191
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,006
−HK$827/mo
Today · 4.125%
HK$27,833
baseline
▲ 0.50% · 4.625%
HK$29,527
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,666/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,137
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,918
−HK$793/mo
Today · 4.125%
HK$30,711
baseline
▲ 0.50% · 4.625%
HK$32,330
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,422/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,556
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,506
−HK$966/mo
Today · 4.125%
HK$32,472
baseline
▲ 0.50% · 4.625%
HK$34,448
+HK$1,976/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,944/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,993
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,905
−HK$925/mo
Today · 4.125%
HK$35,830
baseline
▲ 0.50% · 4.625%
HK$37,718
+HK$1,888/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,660/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,286
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,508
−HK$1,242/mo
Today · 4.125%
HK$41,750
baseline
▲ 0.50% · 4.625%
HK$44,290
+HK$2,540/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,500/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,706
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,878
−HK$1,189/mo
Today · 4.125%
HK$46,067
baseline
▲ 0.50% · 4.625%
HK$48,495
+HK$2,428/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,134/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,160 · Scale 2, in force from 26 Feb 2026)