LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,828
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,507
−HK$690/mo
Today · 4.125%
HK$23,197
baseline
▲ 0.50% · 4.625%
HK$24,608
+HK$1,411/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,394/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,283
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,935
−HK$660/mo
Today · 4.125%
HK$25,595
baseline
▲ 0.50% · 4.625%
HK$26,945
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,190/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,194
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,008
−HK$828/mo
Today · 4.125%
HK$27,836
baseline
▲ 0.50% · 4.625%
HK$29,530
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,672/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,140
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,922
−HK$793/mo
Today · 4.125%
HK$30,715
baseline
▲ 0.50% · 4.625%
HK$32,334
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,430/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,559
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,510
−HK$966/mo
Today · 4.125%
HK$32,476
baseline
▲ 0.50% · 4.625%
HK$34,452
+HK$1,976/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,952/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,997
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,909
−HK$925/mo
Today · 4.125%
HK$35,834
baseline
▲ 0.50% · 4.625%
HK$37,722
+HK$1,888/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,668/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,291
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,513
−HK$1,241/mo
Today · 4.125%
HK$41,754
baseline
▲ 0.50% · 4.625%
HK$44,295
+HK$2,541/mo
Deposit HK$957K · loan HK$8.62M · min. income ≈ HK$83,508/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,710
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,883
−HK$1,189/mo
Today · 4.125%
HK$46,072
baseline
▲ 0.50% · 4.625%
HK$48,500
+HK$2,428/mo
Deposit HK$957K · loan HK$8.62M · min. income ≈ HK$92,144/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,264 · Scale 2, in force from 26 Feb 2026)