LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,832
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,511
−HK$690/mo
Today · 4.125%
HK$23,201
baseline
▲ 0.50% · 4.625%
HK$24,613
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,402/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,288
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,940
−HK$660/mo
Today · 4.125%
HK$25,600
baseline
▲ 0.50% · 4.625%
HK$26,950
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,200/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,199
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,014
−HK$828/mo
Today · 4.125%
HK$27,842
baseline
▲ 0.50% · 4.625%
HK$29,536
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,684/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,146
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,927
−HK$793/mo
Today · 4.125%
HK$30,720
baseline
▲ 0.50% · 4.625%
HK$32,340
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,440/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,565
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,516
−HK$966/mo
Today · 4.125%
HK$32,482
baseline
▲ 0.50% · 4.625%
HK$34,458
+HK$1,976/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,964/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,003
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,915
−HK$925/mo
Today · 4.125%
HK$35,840
baseline
▲ 0.50% · 4.625%
HK$37,730
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,680/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,298
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,520
−HK$1,242/mo
Today · 4.125%
HK$41,762
baseline
▲ 0.50% · 4.625%
HK$44,303
+HK$2,541/mo
Deposit HK$957K · loan HK$8.62M · min. income ≈ HK$83,524/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,719
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,891
−HK$1,190/mo
Today · 4.125%
HK$46,081
baseline
▲ 0.50% · 4.625%
HK$48,510
+HK$2,429/mo
Deposit HK$957K · loan HK$8.62M · min. income ≈ HK$92,162/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,447 · Scale 2, in force from 26 Feb 2026)