LTV · monthly repayment
▼ 0.50% · 3.625%
HK$218,326
−HK$13,691/mo
▼ 0.25% · 3.875%
HK$225,117
−HK$6,900/mo
Today · 4.125%
HK$232,017
baseline
▲ 0.50% · 4.625%
HK$246,135
+HK$14,118/mo
Deposit HK$47.87M · loan HK$47.87M · min. income ≈ HK$464,034/mo (50% DSR)
Upfront cash ≈ HK$51.94M (deposit + AVD stamp duty HK$4,069,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,886
−HK$13,122/mo
▼ 0.25% · 3.875%
HK$249,400
−HK$6,608/mo
Today · 4.125%
HK$256,008
baseline
▲ 0.50% · 4.625%
HK$269,502
+HK$13,494/mo
Deposit HK$47.87M · loan HK$47.87M · min. income ≈ HK$512,016/mo (50% DSR)
Upfront cash ≈ HK$51.94M (deposit + AVD stamp duty HK$4,069,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,991
−HK$16,429/mo
▼ 0.25% · 3.875%
HK$270,141
−HK$8,279/mo
Today · 4.125%
HK$278,420
baseline
▲ 0.50% · 4.625%
HK$295,362
+HK$16,942/mo
Deposit HK$38.30M · loan HK$57.45M · min. income ≈ HK$556,840/mo (50% DSR)
Upfront cash ≈ HK$42.37M (deposit + AVD stamp duty HK$4,069,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,463
−HK$15,747/mo
▼ 0.25% · 3.875%
HK$299,280
−HK$7,930/mo
Today · 4.125%
HK$307,210
baseline
▲ 0.50% · 4.625%
HK$323,403
+HK$16,193/mo
Deposit HK$38.30M · loan HK$57.45M · min. income ≈ HK$614,420/mo (50% DSR)
Upfront cash ≈ HK$42.37M (deposit + AVD stamp duty HK$4,069,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$305,657
−HK$19,167/mo
▼ 0.25% · 3.875%
HK$315,164
−HK$9,660/mo
Today · 4.125%
HK$324,824
baseline
▲ 0.50% · 4.625%
HK$344,589
+HK$19,765/mo
Deposit HK$28.72M · loan HK$67.02M · min. income ≈ HK$649,648/mo (50% DSR)
Upfront cash ≈ HK$32.79M (deposit + AVD stamp duty HK$4,069,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,040
−HK$18,371/mo
▼ 0.25% · 3.875%
HK$349,159
−HK$9,252/mo
Today · 4.125%
HK$358,411
baseline
▲ 0.50% · 4.625%
HK$377,303
+HK$18,892/mo
Deposit HK$28.72M · loan HK$67.02M · min. income ≈ HK$716,822/mo (50% DSR)
Upfront cash ≈ HK$32.79M (deposit + AVD stamp duty HK$4,069,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$392,987
−HK$24,644/mo
▼ 0.25% · 3.875%
HK$405,211
−HK$12,420/mo
Today · 4.125%
HK$417,631
baseline
▲ 0.50% · 4.625%
HK$443,043
+HK$25,412/mo
Deposit HK$9.57M · loan HK$86.17M · min. income ≈ HK$835,262/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$4,069,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$437,194
−HK$23,620/mo
▼ 0.25% · 3.875%
HK$448,919
−HK$11,895/mo
Today · 4.125%
HK$460,814
baseline
▲ 0.50% · 4.625%
HK$485,104
+HK$24,290/mo
Deposit HK$9.57M · loan HK$86.17M · min. income ≈ HK$921,628/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$4,069,217 · Scale 2, in force from 26 Feb 2026)