LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,835
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,514
−HK$690/mo
Today · 4.125%
HK$23,204
baseline
▲ 0.50% · 4.625%
HK$24,616
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,408/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,291
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,942
−HK$661/mo
Today · 4.125%
HK$25,603
baseline
▲ 0.50% · 4.625%
HK$26,953
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,206/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,202
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,017
−HK$828/mo
Today · 4.125%
HK$27,845
baseline
▲ 0.50% · 4.625%
HK$29,539
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,690/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,149
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,931
−HK$793/mo
Today · 4.125%
HK$30,724
baseline
▲ 0.50% · 4.625%
HK$32,344
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,448/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,569
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,520
−HK$966/mo
Today · 4.125%
HK$32,486
baseline
▲ 0.50% · 4.625%
HK$34,462
+HK$1,976/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,972/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,007
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,919
−HK$926/mo
Today · 4.125%
HK$35,845
baseline
▲ 0.50% · 4.625%
HK$37,734
+HK$1,889/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,690/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,303
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$40,525
−HK$1,242/mo
Today · 4.125%
HK$41,767
baseline
▲ 0.50% · 4.625%
HK$44,309
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,534/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,724
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,896
−HK$1,190/mo
Today · 4.125%
HK$46,086
baseline
▲ 0.50% · 4.625%
HK$48,515
+HK$2,429/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,172/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,561 · Scale 2, in force from 26 Feb 2026)