LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,838
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,517
−HK$690/mo
Today · 4.125%
HK$23,207
baseline
▲ 0.50% · 4.625%
HK$24,620
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,414/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,295
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,946
−HK$661/mo
Today · 4.125%
HK$25,607
baseline
▲ 0.50% · 4.625%
HK$26,957
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,214/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,206
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,021
−HK$828/mo
Today · 4.125%
HK$27,849
baseline
▲ 0.50% · 4.625%
HK$29,543
+HK$1,694/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,698/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,153
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,935
−HK$794/mo
Today · 4.125%
HK$30,729
baseline
▲ 0.50% · 4.625%
HK$32,348
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,458/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,573
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,524
−HK$966/mo
Today · 4.125%
HK$32,490
baseline
▲ 0.50% · 4.625%
HK$34,467
+HK$1,977/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,980/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,012
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,925
−HK$925/mo
Today · 4.125%
HK$35,850
baseline
▲ 0.50% · 4.625%
HK$37,740
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,700/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,308
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,531
−HK$1,242/mo
Today · 4.125%
HK$41,773
baseline
▲ 0.50% · 4.625%
HK$44,315
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,546/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,730
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,903
−HK$1,190/mo
Today · 4.125%
HK$46,093
baseline
▲ 0.50% · 4.625%
HK$48,522
+HK$2,429/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,186/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,699 · Scale 2, in force from 26 Feb 2026)