LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,839
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,519
−HK$690/mo
Today · 4.125%
HK$23,209
baseline
▲ 0.50% · 4.625%
HK$24,621
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,418/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,296
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,948
−HK$661/mo
Today · 4.125%
HK$25,609
baseline
▲ 0.50% · 4.625%
HK$26,958
+HK$1,349/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,218/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,207
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,022
−HK$828/mo
Today · 4.125%
HK$27,850
baseline
▲ 0.50% · 4.625%
HK$29,545
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,700/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,155
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,937
−HK$793/mo
Today · 4.125%
HK$30,730
baseline
▲ 0.50% · 4.625%
HK$32,350
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,460/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,575
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,526
−HK$966/mo
Today · 4.125%
HK$32,492
baseline
▲ 0.50% · 4.625%
HK$34,469
+HK$1,977/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,984/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,014
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,927
−HK$925/mo
Today · 4.125%
HK$35,852
baseline
▲ 0.50% · 4.625%
HK$37,742
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,704/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,311
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$40,533
−HK$1,243/mo
Today · 4.125%
HK$41,776
baseline
▲ 0.50% · 4.625%
HK$44,318
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,552/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,733
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$44,906
−HK$1,189/mo
Today · 4.125%
HK$46,095
baseline
▲ 0.50% · 4.625%
HK$48,525
+HK$2,430/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,190/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,753 · Scale 2, in force from 26 Feb 2026)