LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,844
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,523
−HK$691/mo
Today · 4.125%
HK$23,214
baseline
▲ 0.50% · 4.625%
HK$24,626
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,428/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,301
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,953
−HK$661/mo
Today · 4.125%
HK$25,614
baseline
▲ 0.50% · 4.625%
HK$26,964
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,228/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$327,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,213
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,028
−HK$828/mo
Today · 4.125%
HK$27,856
baseline
▲ 0.50% · 4.625%
HK$29,551
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,712/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,161
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,943
−HK$794/mo
Today · 4.125%
HK$30,737
baseline
▲ 0.50% · 4.625%
HK$32,357
+HK$1,620/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,474/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,581
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,533
−HK$966/mo
Today · 4.125%
HK$32,499
baseline
▲ 0.50% · 4.625%
HK$34,477
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$64,998/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,021
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,934
−HK$926/mo
Today · 4.125%
HK$35,860
baseline
▲ 0.50% · 4.625%
HK$37,750
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$71,720/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,319
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,542
−HK$1,243/mo
Today · 4.125%
HK$41,785
baseline
▲ 0.50% · 4.625%
HK$44,327
+HK$2,542/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,570/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,742
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$44,915
−HK$1,190/mo
Today · 4.125%
HK$46,105
baseline
▲ 0.50% · 4.625%
HK$48,535
+HK$2,430/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,210/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,956 · Scale 2, in force from 26 Feb 2026)