LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,850
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,529
−HK$691/mo
Today · 4.125%
HK$23,220
baseline
▲ 0.50% · 4.625%
HK$24,633
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,440/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,308
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,960
−HK$661/mo
Today · 4.125%
HK$25,621
baseline
▲ 0.50% · 4.625%
HK$26,971
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,242/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,220
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,035
−HK$829/mo
Today · 4.125%
HK$27,864
baseline
▲ 0.50% · 4.625%
HK$29,559
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,728/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,169
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,951
−HK$794/mo
Today · 4.125%
HK$30,745
baseline
▲ 0.50% · 4.625%
HK$32,366
+HK$1,621/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,490/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,590
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,541
−HK$967/mo
Today · 4.125%
HK$32,508
baseline
▲ 0.50% · 4.625%
HK$34,486
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$65,016/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,031
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,943
−HK$926/mo
Today · 4.125%
HK$35,869
baseline
▲ 0.50% · 4.625%
HK$37,760
+HK$1,891/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$71,738/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,330
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,553
−HK$1,243/mo
Today · 4.125%
HK$41,796
baseline
▲ 0.50% · 4.625%
HK$44,339
+HK$2,543/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,592/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,754
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,927
−HK$1,191/mo
Today · 4.125%
HK$46,118
baseline
▲ 0.50% · 4.625%
HK$48,549
+HK$2,431/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,236/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,216 · Scale 2, in force from 26 Feb 2026)