LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,851
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,530
−HK$691/mo
Today · 4.125%
HK$23,221
baseline
▲ 0.50% · 4.625%
HK$24,634
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,442/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,309
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,960
−HK$662/mo
Today · 4.125%
HK$25,622
baseline
▲ 0.50% · 4.625%
HK$26,972
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,244/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,221
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,036
−HK$829/mo
Today · 4.125%
HK$27,865
baseline
▲ 0.50% · 4.625%
HK$29,560
+HK$1,695/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,730/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,170
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,953
−HK$793/mo
Today · 4.125%
HK$30,746
baseline
▲ 0.50% · 4.625%
HK$32,367
+HK$1,621/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,492/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,591
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$31,542
−HK$967/mo
Today · 4.125%
HK$32,509
baseline
▲ 0.50% · 4.625%
HK$34,487
+HK$1,978/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$65,018/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,032
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,945
−HK$926/mo
Today · 4.125%
HK$35,871
baseline
▲ 0.50% · 4.625%
HK$37,761
+HK$1,890/mo
Deposit HK$2.87M · loan HK$6.71M · min. income ≈ HK$71,742/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,331
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,554
−HK$1,243/mo
Today · 4.125%
HK$41,797
baseline
▲ 0.50% · 4.625%
HK$44,341
+HK$2,544/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,594/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,755
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,929
−HK$1,190/mo
Today · 4.125%
HK$46,119
baseline
▲ 0.50% · 4.625%
HK$48,550
+HK$2,431/mo
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$92,238/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,250 · Scale 2, in force from 26 Feb 2026)