LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,853
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,533
−HK$691/mo
Today · 4.125%
HK$23,224
baseline
▲ 0.50% · 4.625%
HK$24,637
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,448/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,311
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,963
−HK$662/mo
Today · 4.125%
HK$25,625
baseline
▲ 0.50% · 4.625%
HK$26,976
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,250/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,224
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,039
−HK$829/mo
Today · 4.125%
HK$27,868
baseline
▲ 0.50% · 4.625%
HK$29,564
+HK$1,696/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,736/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,174
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,956
−HK$794/mo
Today · 4.125%
HK$30,750
baseline
▲ 0.50% · 4.625%
HK$32,371
+HK$1,621/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,500/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,594
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,546
−HK$967/mo
Today · 4.125%
HK$32,513
baseline
▲ 0.50% · 4.625%
HK$34,491
+HK$1,978/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,026/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,036
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,949
−HK$926/mo
Today · 4.125%
HK$35,875
baseline
▲ 0.50% · 4.625%
HK$37,766
+HK$1,891/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,750/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,336
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$40,559
−HK$1,243/mo
Today · 4.125%
HK$41,802
baseline
▲ 0.50% · 4.625%
HK$44,346
+HK$2,544/mo
Deposit HK$958K · loan HK$8.63M · min. income ≈ HK$83,604/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,761
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,934
−HK$1,191/mo
Today · 4.125%
HK$46,125
baseline
▲ 0.50% · 4.625%
HK$48,556
+HK$2,431/mo
Deposit HK$958K · loan HK$8.63M · min. income ≈ HK$92,250/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,363 · Scale 2, in force from 26 Feb 2026)