LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,854
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,534
−HK$690/mo
Today · 4.125%
HK$23,224
baseline
▲ 0.50% · 4.625%
HK$24,637
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,448/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,312
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,964
−HK$662/mo
Today · 4.125%
HK$25,626
baseline
▲ 0.50% · 4.625%
HK$26,976
+HK$1,350/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,252/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,225
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,040
−HK$829/mo
Today · 4.125%
HK$27,869
baseline
▲ 0.50% · 4.625%
HK$29,565
+HK$1,696/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,738/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,175
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,957
−HK$794/mo
Today · 4.125%
HK$30,751
baseline
▲ 0.50% · 4.625%
HK$32,372
+HK$1,621/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,502/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,595
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,547
−HK$967/mo
Today · 4.125%
HK$32,514
baseline
▲ 0.50% · 4.625%
HK$34,492
+HK$1,978/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,028/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,037
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,950
−HK$926/mo
Today · 4.125%
HK$35,876
baseline
▲ 0.50% · 4.625%
HK$37,767
+HK$1,891/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,752/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,337
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,561
−HK$1,243/mo
Today · 4.125%
HK$41,804
baseline
▲ 0.50% · 4.625%
HK$44,347
+HK$2,543/mo
Deposit HK$958K · loan HK$8.63M · min. income ≈ HK$83,608/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,762
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$44,936
−HK$1,190/mo
Today · 4.125%
HK$46,126
baseline
▲ 0.50% · 4.625%
HK$48,558
+HK$2,432/mo
Deposit HK$958K · loan HK$8.63M · min. income ≈ HK$92,252/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,395 · Scale 2, in force from 26 Feb 2026)