LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,859
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,539
−HK$691/mo
Today · 4.125%
HK$23,230
baseline
▲ 0.50% · 4.625%
HK$24,644
+HK$1,414/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,460/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,318
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,970
−HK$662/mo
Today · 4.125%
HK$25,632
baseline
▲ 0.50% · 4.625%
HK$26,983
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,264/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,231
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,047
−HK$829/mo
Today · 4.125%
HK$27,876
baseline
▲ 0.50% · 4.625%
HK$29,572
+HK$1,696/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$55,752/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,182
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,965
−HK$794/mo
Today · 4.125%
HK$30,759
baseline
▲ 0.50% · 4.625%
HK$32,380
+HK$1,621/mo
Deposit HK$3.83M · loan HK$5.75M · min. income ≈ HK$61,518/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,603
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,555
−HK$967/mo
Today · 4.125%
HK$32,522
baseline
▲ 0.50% · 4.625%
HK$34,501
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,044/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,046
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$34,959
−HK$926/mo
Today · 4.125%
HK$35,885
baseline
▲ 0.50% · 4.625%
HK$37,777
+HK$1,892/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,770/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$328,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,347
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,571
−HK$1,243/mo
Today · 4.125%
HK$41,814
baseline
▲ 0.50% · 4.625%
HK$44,358
+HK$2,544/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,628/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,773
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,947
−HK$1,191/mo
Today · 4.125%
HK$46,138
baseline
▲ 0.50% · 4.625%
HK$48,570
+HK$2,432/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,276/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,635 · Scale 2, in force from 26 Feb 2026)