LTV · monthly repayment
▼ 0.50% · 3.625%
HK$218,618
−HK$13,709/mo
▼ 0.25% · 3.875%
HK$225,418
−HK$6,909/mo
Today · 4.125%
HK$232,327
baseline
▲ 0.50% · 4.625%
HK$246,464
+HK$14,137/mo
Deposit HK$47.94M · loan HK$47.94M · min. income ≈ HK$464,654/mo (50% DSR)
Upfront cash ≈ HK$52.01M (deposit + AVD stamp duty HK$4,074,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,210
−HK$13,140/mo
▼ 0.25% · 3.875%
HK$249,733
−HK$6,617/mo
Today · 4.125%
HK$256,350
baseline
▲ 0.50% · 4.625%
HK$269,863
+HK$13,513/mo
Deposit HK$47.94M · loan HK$47.94M · min. income ≈ HK$512,700/mo (50% DSR)
Upfront cash ≈ HK$52.01M (deposit + AVD stamp duty HK$4,074,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,342
−HK$16,451/mo
▼ 0.25% · 3.875%
HK$270,502
−HK$8,291/mo
Today · 4.125%
HK$278,793
baseline
▲ 0.50% · 4.625%
HK$295,757
+HK$16,964/mo
Deposit HK$38.35M · loan HK$57.52M · min. income ≈ HK$557,586/mo (50% DSR)
Upfront cash ≈ HK$42.42M (deposit + AVD stamp duty HK$4,074,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,852
−HK$15,768/mo
▼ 0.25% · 3.875%
HK$299,680
−HK$7,940/mo
Today · 4.125%
HK$307,620
baseline
▲ 0.50% · 4.625%
HK$323,835
+HK$16,215/mo
Deposit HK$38.35M · loan HK$57.52M · min. income ≈ HK$615,240/mo (50% DSR)
Upfront cash ≈ HK$42.42M (deposit + AVD stamp duty HK$4,074,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,065
−HK$19,193/mo
▼ 0.25% · 3.875%
HK$315,586
−HK$9,672/mo
Today · 4.125%
HK$325,258
baseline
▲ 0.50% · 4.625%
HK$345,049
+HK$19,791/mo
Deposit HK$28.76M · loan HK$67.11M · min. income ≈ HK$650,516/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$4,074,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,494
−HK$18,396/mo
▼ 0.25% · 3.875%
HK$349,626
−HK$9,264/mo
Today · 4.125%
HK$358,890
baseline
▲ 0.50% · 4.625%
HK$377,808
+HK$18,918/mo
Deposit HK$28.76M · loan HK$67.11M · min. income ≈ HK$717,780/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$4,074,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$393,512
−HK$24,677/mo
▼ 0.25% · 3.875%
HK$405,753
−HK$12,436/mo
Today · 4.125%
HK$418,189
baseline
▲ 0.50% · 4.625%
HK$443,635
+HK$25,446/mo
Deposit HK$9.59M · loan HK$86.29M · min. income ≈ HK$836,378/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$4,074,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$437,779
−HK$23,651/mo
▼ 0.25% · 3.875%
HK$449,519
−HK$11,911/mo
Today · 4.125%
HK$461,430
baseline
▲ 0.50% · 4.625%
HK$485,753
+HK$24,323/mo
Deposit HK$9.59M · loan HK$86.29M · min. income ≈ HK$922,860/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$4,074,658 · Scale 2, in force from 26 Feb 2026)