LTV · monthly repayment
▼ 0.50% · 3.625%
HK$218,625
−HK$13,709/mo
▼ 0.25% · 3.875%
HK$225,425
−HK$6,909/mo
Today · 4.125%
HK$232,334
baseline
▲ 0.50% · 4.625%
HK$246,471
+HK$14,137/mo
Deposit HK$47.94M · loan HK$47.94M · min. income ≈ HK$464,668/mo (50% DSR)
Upfront cash ≈ HK$52.01M (deposit + AVD stamp duty HK$4,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,218
−HK$13,140/mo
▼ 0.25% · 3.875%
HK$249,741
−HK$6,617/mo
Today · 4.125%
HK$256,358
baseline
▲ 0.50% · 4.625%
HK$269,871
+HK$13,513/mo
Deposit HK$47.94M · loan HK$47.94M · min. income ≈ HK$512,716/mo (50% DSR)
Upfront cash ≈ HK$52.01M (deposit + AVD stamp duty HK$4,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,349
−HK$16,452/mo
▼ 0.25% · 3.875%
HK$270,510
−HK$8,291/mo
Today · 4.125%
HK$278,801
baseline
▲ 0.50% · 4.625%
HK$295,765
+HK$16,964/mo
Deposit HK$38.35M · loan HK$57.53M · min. income ≈ HK$557,602/mo (50% DSR)
Upfront cash ≈ HK$42.43M (deposit + AVD stamp duty HK$4,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,861
−HK$15,768/mo
▼ 0.25% · 3.875%
HK$299,689
−HK$7,940/mo
Today · 4.125%
HK$307,629
baseline
▲ 0.50% · 4.625%
HK$323,845
+HK$16,216/mo
Deposit HK$38.35M · loan HK$57.53M · min. income ≈ HK$615,258/mo (50% DSR)
Upfront cash ≈ HK$42.43M (deposit + AVD stamp duty HK$4,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,074
−HK$19,194/mo
▼ 0.25% · 3.875%
HK$315,595
−HK$9,673/mo
Today · 4.125%
HK$325,268
baseline
▲ 0.50% · 4.625%
HK$345,060
+HK$19,792/mo
Deposit HK$28.76M · loan HK$67.11M · min. income ≈ HK$650,536/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$4,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$340,505
−HK$18,396/mo
▼ 0.25% · 3.875%
HK$349,637
−HK$9,264/mo
Today · 4.125%
HK$358,901
baseline
▲ 0.50% · 4.625%
HK$377,819
+HK$18,918/mo
Deposit HK$28.76M · loan HK$67.11M · min. income ≈ HK$717,802/mo (50% DSR)
Upfront cash ≈ HK$32.84M (deposit + AVD stamp duty HK$4,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$393,524
−HK$24,678/mo
▼ 0.25% · 3.875%
HK$405,765
−HK$12,437/mo
Today · 4.125%
HK$418,202
baseline
▲ 0.50% · 4.625%
HK$443,648
+HK$25,446/mo
Deposit HK$9.59M · loan HK$86.29M · min. income ≈ HK$836,404/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$4,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$437,792
−HK$23,652/mo
▼ 0.25% · 3.875%
HK$449,533
−HK$11,911/mo
Today · 4.125%
HK$461,444
baseline
▲ 0.50% · 4.625%
HK$485,768
+HK$24,324/mo
Deposit HK$9.59M · loan HK$86.29M · min. income ≈ HK$922,888/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$4,074,780 · Scale 2, in force from 26 Feb 2026)