LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,864
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,544
−HK$691/mo
Today · 4.125%
HK$23,235
baseline
▲ 0.50% · 4.625%
HK$24,648
+HK$1,413/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,470/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,323
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,975
−HK$662/mo
Today · 4.125%
HK$25,637
baseline
▲ 0.50% · 4.625%
HK$26,989
+HK$1,352/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,274/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,236
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,052
−HK$830/mo
Today · 4.125%
HK$27,882
baseline
▲ 0.50% · 4.625%
HK$29,578
+HK$1,696/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$55,764/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,188
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,971
−HK$794/mo
Today · 4.125%
HK$30,765
baseline
▲ 0.50% · 4.625%
HK$32,386
+HK$1,621/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$61,530/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,609
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,561
−HK$968/mo
Today · 4.125%
HK$32,529
baseline
▲ 0.50% · 4.625%
HK$34,508
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,058/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,052
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,966
−HK$926/mo
Today · 4.125%
HK$35,892
baseline
▲ 0.50% · 4.625%
HK$37,784
+HK$1,892/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,784/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,355
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,579
−HK$1,243/mo
Today · 4.125%
HK$41,822
baseline
▲ 0.50% · 4.625%
HK$44,367
+HK$2,545/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,644/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,782
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,956
−HK$1,191/mo
Today · 4.125%
HK$46,147
baseline
▲ 0.50% · 4.625%
HK$48,579
+HK$2,432/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,294/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,824 · Scale 2, in force from 26 Feb 2026)