LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,864
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,544
−HK$691/mo
Today · 4.125%
HK$23,235
baseline
▲ 0.50% · 4.625%
HK$24,649
+HK$1,414/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,470/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,324
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,976
−HK$662/mo
Today · 4.125%
HK$25,638
baseline
▲ 0.50% · 4.625%
HK$26,989
+HK$1,351/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,276/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$328,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,237
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,053
−HK$830/mo
Today · 4.125%
HK$27,883
baseline
▲ 0.50% · 4.625%
HK$29,579
+HK$1,696/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$55,766/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,189
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,971
−HK$795/mo
Today · 4.125%
HK$30,766
baseline
▲ 0.50% · 4.625%
HK$32,387
+HK$1,621/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$61,532/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$328,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,610
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,562
−HK$968/mo
Today · 4.125%
HK$32,530
baseline
▲ 0.50% · 4.625%
HK$34,509
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,060/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,053
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,967
−HK$926/mo
Today · 4.125%
HK$35,893
baseline
▲ 0.50% · 4.625%
HK$37,785
+HK$1,892/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,786/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$328,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,356
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,580
−HK$1,244/mo
Today · 4.125%
HK$41,824
baseline
▲ 0.50% · 4.625%
HK$44,369
+HK$2,545/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,648/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,783
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$44,957
−HK$1,191/mo
Today · 4.125%
HK$46,148
baseline
▲ 0.50% · 4.625%
HK$48,581
+HK$2,433/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,296/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,856 · Scale 2, in force from 26 Feb 2026)