LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,869
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,549
−HK$691/mo
Today · 4.125%
HK$23,240
baseline
▲ 0.50% · 4.625%
HK$24,655
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,480/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$329,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,329
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,982
−HK$662/mo
Today · 4.125%
HK$25,644
baseline
▲ 0.50% · 4.625%
HK$26,995
+HK$1,351/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,288/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$329,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,243
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,059
−HK$830/mo
Today · 4.125%
HK$27,889
baseline
▲ 0.50% · 4.625%
HK$29,586
+HK$1,697/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$55,778/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,195
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,978
−HK$794/mo
Today · 4.125%
HK$30,772
baseline
▲ 0.50% · 4.625%
HK$32,394
+HK$1,622/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$61,544/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,617
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,569
−HK$968/mo
Today · 4.125%
HK$32,537
baseline
▲ 0.50% · 4.625%
HK$34,516
+HK$1,979/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,074/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,061
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,974
−HK$927/mo
Today · 4.125%
HK$35,901
baseline
▲ 0.50% · 4.625%
HK$37,793
+HK$1,892/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,802/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,364
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,589
−HK$1,244/mo
Today · 4.125%
HK$41,833
baseline
▲ 0.50% · 4.625%
HK$44,378
+HK$2,545/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,666/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,792
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,967
−HK$1,191/mo
Today · 4.125%
HK$46,158
baseline
▲ 0.50% · 4.625%
HK$48,592
+HK$2,434/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,316/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,063 · Scale 2, in force from 26 Feb 2026)