LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,886
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,567
−HK$692/mo
Today · 4.125%
HK$23,259
baseline
▲ 0.50% · 4.625%
HK$24,674
+HK$1,415/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,518/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,348
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,001
−HK$663/mo
Today · 4.125%
HK$25,664
baseline
▲ 0.50% · 4.625%
HK$27,016
+HK$1,352/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,328/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,263
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,080
−HK$830/mo
Today · 4.125%
HK$27,910
baseline
▲ 0.50% · 4.625%
HK$29,609
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,820/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,218
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$30,001
−HK$795/mo
Today · 4.125%
HK$30,796
baseline
▲ 0.50% · 4.625%
HK$32,420
+HK$1,624/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,592/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,641
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,594
−HK$968/mo
Today · 4.125%
HK$32,562
baseline
▲ 0.50% · 4.625%
HK$34,544
+HK$1,982/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,124/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,088
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$35,002
−HK$927/mo
Today · 4.125%
HK$35,929
baseline
▲ 0.50% · 4.625%
HK$37,823
+HK$1,894/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,858/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,395
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,621
−HK$1,245/mo
Today · 4.125%
HK$41,866
baseline
▲ 0.50% · 4.625%
HK$44,413
+HK$2,547/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,732/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,827
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,002
−HK$1,193/mo
Today · 4.125%
HK$46,195
baseline
▲ 0.50% · 4.625%
HK$48,630
+HK$2,435/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,390/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,816 · Scale 2, in force from 26 Feb 2026)