LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,888
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,569
−HK$691/mo
Today · 4.125%
HK$23,260
baseline
▲ 0.50% · 4.625%
HK$24,676
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,520/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,350
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,003
−HK$662/mo
Today · 4.125%
HK$25,665
baseline
▲ 0.50% · 4.625%
HK$27,018
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,330/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,265
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,082
−HK$830/mo
Today · 4.125%
HK$27,912
baseline
▲ 0.50% · 4.625%
HK$29,611
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,824/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,220
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,004
−HK$795/mo
Today · 4.125%
HK$30,799
baseline
▲ 0.50% · 4.625%
HK$32,422
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,598/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,643
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,596
−HK$968/mo
Today · 4.125%
HK$32,564
baseline
▲ 0.50% · 4.625%
HK$34,546
+HK$1,982/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,128/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,090
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,004
−HK$928/mo
Today · 4.125%
HK$35,932
baseline
▲ 0.50% · 4.625%
HK$37,826
+HK$1,894/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,864/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,398
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,623
−HK$1,246/mo
Today · 4.125%
HK$41,869
baseline
▲ 0.50% · 4.625%
HK$44,416
+HK$2,547/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,738/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,830
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,005
−HK$1,193/mo
Today · 4.125%
HK$46,198
baseline
▲ 0.50% · 4.625%
HK$48,633
+HK$2,435/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,396/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,882 · Scale 2, in force from 26 Feb 2026)