LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,889
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,570
−HK$691/mo
Today · 4.125%
HK$23,261
baseline
▲ 0.50% · 4.625%
HK$24,677
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,522/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,351
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,004
−HK$663/mo
Today · 4.125%
HK$25,667
baseline
▲ 0.50% · 4.625%
HK$27,020
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,334/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$329,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,267
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,084
−HK$830/mo
Today · 4.125%
HK$27,914
baseline
▲ 0.50% · 4.625%
HK$29,612
+HK$1,698/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,828/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,221
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,005
−HK$795/mo
Today · 4.125%
HK$30,800
baseline
▲ 0.50% · 4.625%
HK$32,423
+HK$1,623/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,600/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,644
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,597
−HK$969/mo
Today · 4.125%
HK$32,566
baseline
▲ 0.50% · 4.625%
HK$34,547
+HK$1,981/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,132/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,091
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,006
−HK$927/mo
Today · 4.125%
HK$35,933
baseline
▲ 0.50% · 4.625%
HK$37,827
+HK$1,894/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,866/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,400
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,625
−HK$1,245/mo
Today · 4.125%
HK$41,870
baseline
▲ 0.50% · 4.625%
HK$44,418
+HK$2,548/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,740/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,832
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,007
−HK$1,193/mo
Today · 4.125%
HK$46,200
baseline
▲ 0.50% · 4.625%
HK$48,635
+HK$2,435/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,400/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,926 · Scale 2, in force from 26 Feb 2026)