LTV · monthly repayment
▼ 0.50% · 3.625%
HK$218,950
−HK$13,730/mo
▼ 0.25% · 3.875%
HK$225,761
−HK$6,919/mo
Today · 4.125%
HK$232,680
baseline
▲ 0.50% · 4.625%
HK$246,838
+HK$14,158/mo
Deposit HK$48.01M · loan HK$48.01M · min. income ≈ HK$465,360/mo (50% DSR)
Upfront cash ≈ HK$52.09M (deposit + AVD stamp duty HK$4,080,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,580
−HK$13,160/mo
▼ 0.25% · 3.875%
HK$250,113
−HK$6,627/mo
Today · 4.125%
HK$256,740
baseline
▲ 0.50% · 4.625%
HK$270,273
+HK$13,533/mo
Deposit HK$48.01M · loan HK$48.01M · min. income ≈ HK$513,480/mo (50% DSR)
Upfront cash ≈ HK$52.09M (deposit + AVD stamp duty HK$4,080,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,740
−HK$16,476/mo
▼ 0.25% · 3.875%
HK$270,913
−HK$8,303/mo
Today · 4.125%
HK$279,216
baseline
▲ 0.50% · 4.625%
HK$296,206
+HK$16,990/mo
Deposit HK$38.41M · loan HK$57.61M · min. income ≈ HK$558,432/mo (50% DSR)
Upfront cash ≈ HK$42.49M (deposit + AVD stamp duty HK$4,080,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,296
−HK$15,792/mo
▼ 0.25% · 3.875%
HK$300,135
−HK$7,953/mo
Today · 4.125%
HK$308,088
baseline
▲ 0.50% · 4.625%
HK$324,327
+HK$16,239/mo
Deposit HK$38.41M · loan HK$57.61M · min. income ≈ HK$616,176/mo (50% DSR)
Upfront cash ≈ HK$42.49M (deposit + AVD stamp duty HK$4,080,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,530
−HK$19,222/mo
▼ 0.25% · 3.875%
HK$316,065
−HK$9,687/mo
Today · 4.125%
HK$325,752
baseline
▲ 0.50% · 4.625%
HK$345,574
+HK$19,822/mo
Deposit HK$28.81M · loan HK$67.21M · min. income ≈ HK$651,504/mo (50% DSR)
Upfront cash ≈ HK$32.89M (deposit + AVD stamp duty HK$4,080,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,012
−HK$18,424/mo
▼ 0.25% · 3.875%
HK$350,158
−HK$9,278/mo
Today · 4.125%
HK$359,436
baseline
▲ 0.50% · 4.625%
HK$378,382
+HK$18,946/mo
Deposit HK$28.81M · loan HK$67.21M · min. income ≈ HK$718,872/mo (50% DSR)
Upfront cash ≈ HK$32.89M (deposit + AVD stamp duty HK$4,080,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,110
−HK$24,715/mo
▼ 0.25% · 3.875%
HK$406,369
−HK$12,456/mo
Today · 4.125%
HK$418,825
baseline
▲ 0.50% · 4.625%
HK$444,309
+HK$25,484/mo
Deposit HK$9.60M · loan HK$86.42M · min. income ≈ HK$837,650/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$4,080,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$438,444
−HK$23,688/mo
▼ 0.25% · 3.875%
HK$450,203
−HK$11,929/mo
Today · 4.125%
HK$462,132
baseline
▲ 0.50% · 4.625%
HK$486,491
+HK$24,359/mo
Deposit HK$9.60M · loan HK$86.42M · min. income ≈ HK$924,264/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$4,080,850 · Scale 2, in force from 26 Feb 2026)