LTV · monthly repayment
▼ 0.50% · 3.625%
HK$218,977
−HK$13,732/mo
▼ 0.25% · 3.875%
HK$225,788
−HK$6,921/mo
Today · 4.125%
HK$232,709
baseline
▲ 0.50% · 4.625%
HK$246,869
+HK$14,160/mo
Deposit HK$48.02M · loan HK$48.02M · min. income ≈ HK$465,418/mo (50% DSR)
Upfront cash ≈ HK$52.10M (deposit + AVD stamp duty HK$4,081,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,610
−HK$13,161/mo
▼ 0.25% · 3.875%
HK$250,143
−HK$6,628/mo
Today · 4.125%
HK$256,771
baseline
▲ 0.50% · 4.625%
HK$270,306
+HK$13,535/mo
Deposit HK$48.02M · loan HK$48.02M · min. income ≈ HK$513,542/mo (50% DSR)
Upfront cash ≈ HK$52.10M (deposit + AVD stamp duty HK$4,081,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,772
−HK$16,479/mo
▼ 0.25% · 3.875%
HK$270,946
−HK$8,305/mo
Today · 4.125%
HK$279,251
baseline
▲ 0.50% · 4.625%
HK$296,242
+HK$16,991/mo
Deposit HK$38.41M · loan HK$57.62M · min. income ≈ HK$558,502/mo (50% DSR)
Upfront cash ≈ HK$42.49M (deposit + AVD stamp duty HK$4,081,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,332
−HK$15,793/mo
▼ 0.25% · 3.875%
HK$300,172
−HK$7,953/mo
Today · 4.125%
HK$308,125
baseline
▲ 0.50% · 4.625%
HK$324,367
+HK$16,242/mo
Deposit HK$38.41M · loan HK$57.62M · min. income ≈ HK$616,250/mo (50% DSR)
Upfront cash ≈ HK$42.49M (deposit + AVD stamp duty HK$4,081,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$306,568
−HK$19,224/mo
▼ 0.25% · 3.875%
HK$316,104
−HK$9,688/mo
Today · 4.125%
HK$325,792
baseline
▲ 0.50% · 4.625%
HK$345,616
+HK$19,824/mo
Deposit HK$28.81M · loan HK$67.22M · min. income ≈ HK$651,584/mo (50% DSR)
Upfront cash ≈ HK$32.89M (deposit + AVD stamp duty HK$4,081,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,054
−HK$18,426/mo
▼ 0.25% · 3.875%
HK$350,200
−HK$9,280/mo
Today · 4.125%
HK$359,480
baseline
▲ 0.50% · 4.625%
HK$378,428
+HK$18,948/mo
Deposit HK$28.81M · loan HK$67.22M · min. income ≈ HK$718,960/mo (50% DSR)
Upfront cash ≈ HK$32.89M (deposit + AVD stamp duty HK$4,081,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,159
−HK$24,717/mo
▼ 0.25% · 3.875%
HK$406,419
−HK$12,457/mo
Today · 4.125%
HK$418,876
baseline
▲ 0.50% · 4.625%
HK$444,363
+HK$25,487/mo
Deposit HK$9.60M · loan HK$86.43M · min. income ≈ HK$837,752/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$4,081,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$438,497
−HK$23,691/mo
▼ 0.25% · 3.875%
HK$450,258
−HK$11,930/mo
Today · 4.125%
HK$462,188
baseline
▲ 0.50% · 4.625%
HK$486,551
+HK$24,363/mo
Deposit HK$9.60M · loan HK$86.43M · min. income ≈ HK$924,376/mo (50% DSR)
Upfront cash ≈ HK$13.68M (deposit + AVD stamp duty HK$4,081,349 · Scale 2, in force from 26 Feb 2026)