LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,899
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,580
−HK$692/mo
Today · 4.125%
HK$23,272
baseline
▲ 0.50% · 4.625%
HK$24,688
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,544/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,362
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,016
−HK$663/mo
Today · 4.125%
HK$25,679
baseline
▲ 0.50% · 4.625%
HK$27,032
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,358/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,279
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,096
−HK$831/mo
Today · 4.125%
HK$27,927
baseline
▲ 0.50% · 4.625%
HK$29,626
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,854/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,235
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,019
−HK$795/mo
Today · 4.125%
HK$30,814
baseline
▲ 0.50% · 4.625%
HK$32,439
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,628/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,659
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,612
−HK$969/mo
Today · 4.125%
HK$32,581
baseline
▲ 0.50% · 4.625%
HK$34,564
+HK$1,983/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,162/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,107
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,022
−HK$928/mo
Today · 4.125%
HK$35,950
baseline
▲ 0.50% · 4.625%
HK$37,845
+HK$1,895/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,900/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,418
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,644
−HK$1,246/mo
Today · 4.125%
HK$41,890
baseline
▲ 0.50% · 4.625%
HK$44,439
+HK$2,549/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,780/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,852
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,029
−HK$1,193/mo
Today · 4.125%
HK$46,222
baseline
▲ 0.50% · 4.625%
HK$48,658
+HK$2,436/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,444/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,376 · Scale 2, in force from 26 Feb 2026)