LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,902
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,583
−HK$692/mo
Today · 4.125%
HK$23,275
baseline
▲ 0.50% · 4.625%
HK$24,691
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,550/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,365
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,019
−HK$663/mo
Today · 4.125%
HK$25,682
baseline
▲ 0.50% · 4.625%
HK$27,035
+HK$1,353/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,364/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,282
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,099
−HK$831/mo
Today · 4.125%
HK$27,930
baseline
▲ 0.50% · 4.625%
HK$29,629
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,860/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,238
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,022
−HK$796/mo
Today · 4.125%
HK$30,818
baseline
▲ 0.50% · 4.625%
HK$32,442
+HK$1,624/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,636/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,662
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,616
−HK$969/mo
Today · 4.125%
HK$32,585
baseline
▲ 0.50% · 4.625%
HK$34,568
+HK$1,983/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,170/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,111
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,026
−HK$928/mo
Today · 4.125%
HK$35,954
baseline
▲ 0.50% · 4.625%
HK$37,849
+HK$1,895/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,908/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,423
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,649
−HK$1,246/mo
Today · 4.125%
HK$41,895
baseline
▲ 0.50% · 4.625%
HK$44,444
+HK$2,549/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$83,790/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,857
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,034
−HK$1,193/mo
Today · 4.125%
HK$46,227
baseline
▲ 0.50% · 4.625%
HK$48,664
+HK$2,437/mo
Deposit HK$960K · loan HK$8.64M · min. income ≈ HK$92,454/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,486 · Scale 2, in force from 26 Feb 2026)