LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,904
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,585
−HK$693/mo
Today · 4.125%
HK$23,278
baseline
▲ 0.50% · 4.625%
HK$24,694
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,556/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,368
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,022
−HK$663/mo
Today · 4.125%
HK$25,685
baseline
▲ 0.50% · 4.625%
HK$27,039
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,370/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,285
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,103
−HK$830/mo
Today · 4.125%
HK$27,933
baseline
▲ 0.50% · 4.625%
HK$29,633
+HK$1,700/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,866/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,242
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,026
−HK$796/mo
Today · 4.125%
HK$30,822
baseline
▲ 0.50% · 4.625%
HK$32,446
+HK$1,624/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,644/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,666
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,620
−HK$969/mo
Today · 4.125%
HK$32,589
baseline
▲ 0.50% · 4.625%
HK$34,572
+HK$1,983/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,178/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,115
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,030
−HK$929/mo
Today · 4.125%
HK$35,959
baseline
▲ 0.50% · 4.625%
HK$37,854
+HK$1,895/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,918/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,427
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,654
−HK$1,246/mo
Today · 4.125%
HK$41,900
baseline
▲ 0.50% · 4.625%
HK$44,449
+HK$2,549/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,800/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,863
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,039
−HK$1,193/mo
Today · 4.125%
HK$46,232
baseline
▲ 0.50% · 4.625%
HK$48,669
+HK$2,437/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,464/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,600 · Scale 2, in force from 26 Feb 2026)