LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,904
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,586
−HK$692/mo
Today · 4.125%
HK$23,278
baseline
▲ 0.50% · 4.625%
HK$24,694
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,556/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,369
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,022
−HK$663/mo
Today · 4.125%
HK$25,685
baseline
▲ 0.50% · 4.625%
HK$27,039
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,370/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,285
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,103
−HK$831/mo
Today · 4.125%
HK$27,934
baseline
▲ 0.50% · 4.625%
HK$29,633
+HK$1,699/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,868/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,242
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,026
−HK$796/mo
Today · 4.125%
HK$30,822
baseline
▲ 0.50% · 4.625%
HK$32,447
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,644/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,666
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,620
−HK$969/mo
Today · 4.125%
HK$32,589
baseline
▲ 0.50% · 4.625%
HK$34,572
+HK$1,983/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,178/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,116
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,031
−HK$928/mo
Today · 4.125%
HK$35,959
baseline
▲ 0.50% · 4.625%
HK$37,855
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,918/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,428
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,654
−HK$1,247/mo
Today · 4.125%
HK$41,901
baseline
▲ 0.50% · 4.625%
HK$44,450
+HK$2,549/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,802/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,863
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,040
−HK$1,193/mo
Today · 4.125%
HK$46,233
baseline
▲ 0.50% · 4.625%
HK$48,670
+HK$2,437/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,466/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,615 · Scale 2, in force from 26 Feb 2026)