LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,910
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,591
−HK$693/mo
Today · 4.125%
HK$23,284
baseline
▲ 0.50% · 4.625%
HK$24,700
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,568/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$330,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,374
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,028
−HK$663/mo
Today · 4.125%
HK$25,691
baseline
▲ 0.50% · 4.625%
HK$27,045
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,382/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$330,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,292
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,110
−HK$830/mo
Today · 4.125%
HK$27,940
baseline
▲ 0.50% · 4.625%
HK$29,641
+HK$1,701/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,880/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,249
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,034
−HK$796/mo
Today · 4.125%
HK$30,830
baseline
▲ 0.50% · 4.625%
HK$32,455
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,660/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,674
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,628
−HK$969/mo
Today · 4.125%
HK$32,597
baseline
▲ 0.50% · 4.625%
HK$34,581
+HK$1,984/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,194/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,124
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,039
−HK$929/mo
Today · 4.125%
HK$35,968
baseline
▲ 0.50% · 4.625%
HK$37,864
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,936/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,438
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,664
−HK$1,247/mo
Today · 4.125%
HK$41,911
baseline
▲ 0.50% · 4.625%
HK$44,461
+HK$2,550/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,822/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,874
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,051
−HK$1,193/mo
Today · 4.125%
HK$46,244
baseline
▲ 0.50% · 4.625%
HK$48,682
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,488/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,847 · Scale 2, in force from 26 Feb 2026)