LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,911
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,592
−HK$693/mo
Today · 4.125%
HK$23,285
baseline
▲ 0.50% · 4.625%
HK$24,701
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,570/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$330,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,375
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,029
−HK$663/mo
Today · 4.125%
HK$25,692
baseline
▲ 0.50% · 4.625%
HK$27,047
+HK$1,355/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,384/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$330,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,293
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,111
−HK$830/mo
Today · 4.125%
HK$27,941
baseline
▲ 0.50% · 4.625%
HK$29,642
+HK$1,701/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,882/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,250
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,035
−HK$796/mo
Today · 4.125%
HK$30,831
baseline
▲ 0.50% · 4.625%
HK$32,456
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,662/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,675
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,629
−HK$969/mo
Today · 4.125%
HK$32,598
baseline
▲ 0.50% · 4.625%
HK$34,582
+HK$1,984/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,196/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,125
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,041
−HK$928/mo
Today · 4.125%
HK$35,969
baseline
▲ 0.50% · 4.625%
HK$37,865
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,938/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,439
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,666
−HK$1,246/mo
Today · 4.125%
HK$41,912
baseline
▲ 0.50% · 4.625%
HK$44,463
+HK$2,551/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,824/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,876
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,052
−HK$1,194/mo
Today · 4.125%
HK$46,246
baseline
▲ 0.50% · 4.625%
HK$48,684
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,492/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,883 · Scale 2, in force from 26 Feb 2026)