LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,911
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,593
−HK$692/mo
Today · 4.125%
HK$23,285
baseline
▲ 0.50% · 4.625%
HK$24,702
+HK$1,417/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,570/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$330,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,029
−HK$664/mo
Today · 4.125%
HK$25,693
baseline
▲ 0.50% · 4.625%
HK$27,047
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,386/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$330,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,293
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,111
−HK$831/mo
Today · 4.125%
HK$27,942
baseline
▲ 0.50% · 4.625%
HK$29,642
+HK$1,700/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$55,884/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,251
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,035
−HK$796/mo
Today · 4.125%
HK$30,831
baseline
▲ 0.50% · 4.625%
HK$32,456
+HK$1,625/mo
Deposit HK$3.84M · loan HK$5.77M · min. income ≈ HK$61,662/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,675
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,630
−HK$969/mo
Today · 4.125%
HK$32,599
baseline
▲ 0.50% · 4.625%
HK$34,583
+HK$1,984/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,198/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,126
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,041
−HK$929/mo
Today · 4.125%
HK$35,970
baseline
▲ 0.50% · 4.625%
HK$37,866
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,940/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,440
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,667
−HK$1,246/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,463
+HK$2,550/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,876
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,053
−HK$1,194/mo
Today · 4.125%
HK$46,247
baseline
▲ 0.50% · 4.625%
HK$48,685
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,494/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,900 · Scale 2, in force from 26 Feb 2026)