LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,924
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,606
−HK$693/mo
Today · 4.125%
HK$23,299
baseline
▲ 0.50% · 4.625%
HK$24,717
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,598/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,390
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,044
−HK$664/mo
Today · 4.125%
HK$25,708
baseline
▲ 0.50% · 4.625%
HK$27,063
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,416/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,309
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,127
−HK$832/mo
Today · 4.125%
HK$27,959
baseline
▲ 0.50% · 4.625%
HK$29,660
+HK$1,701/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,918/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,268
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,053
−HK$797/mo
Today · 4.125%
HK$30,850
baseline
▲ 0.50% · 4.625%
HK$32,476
+HK$1,626/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,700/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,694
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,648
−HK$970/mo
Today · 4.125%
HK$32,618
baseline
▲ 0.50% · 4.625%
HK$34,603
+HK$1,985/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,236/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,146
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,062
−HK$929/mo
Today · 4.125%
HK$35,991
baseline
▲ 0.50% · 4.625%
HK$37,888
+HK$1,897/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,982/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,463
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,691
−HK$1,247/mo
Today · 4.125%
HK$41,938
baseline
▲ 0.50% · 4.625%
HK$44,490
+HK$2,552/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,876/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,903
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,080
−HK$1,195/mo
Today · 4.125%
HK$46,275
baseline
▲ 0.50% · 4.625%
HK$48,714
+HK$2,439/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,550/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,475 · Scale 2, in force from 26 Feb 2026)