LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,930
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,612
−HK$693/mo
Today · 4.125%
HK$23,305
baseline
▲ 0.50% · 4.625%
HK$24,723
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,610/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,397
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,051
−HK$664/mo
Today · 4.125%
HK$25,715
baseline
▲ 0.50% · 4.625%
HK$27,071
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,430/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,316
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,135
−HK$831/mo
Today · 4.125%
HK$27,966
baseline
▲ 0.50% · 4.625%
HK$29,668
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,276
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,062
−HK$796/mo
Today · 4.125%
HK$30,858
baseline
▲ 0.50% · 4.625%
HK$32,485
+HK$1,627/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,716/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,702
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,657
−HK$970/mo
Today · 4.125%
HK$32,627
baseline
▲ 0.50% · 4.625%
HK$34,613
+HK$1,986/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$65,254/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,156
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,072
−HK$929/mo
Today · 4.125%
HK$36,001
baseline
▲ 0.50% · 4.625%
HK$37,899
+HK$1,898/mo
Deposit HK$2.89M · loan HK$6.73M · min. income ≈ HK$72,002/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,474
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,702
−HK$1,248/mo
Today · 4.125%
HK$41,950
baseline
▲ 0.50% · 4.625%
HK$44,502
+HK$2,552/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$83,900/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,915
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,092
−HK$1,195/mo
Today · 4.125%
HK$46,287
baseline
▲ 0.50% · 4.625%
HK$48,727
+HK$2,440/mo
Deposit HK$962K · loan HK$8.66M · min. income ≈ HK$92,574/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,740 · Scale 2, in force from 26 Feb 2026)