LTV · monthly repayment
▼ 0.50% · 3.625%
HK$219,310
−HK$13,752/mo
▼ 0.25% · 3.875%
HK$226,131
−HK$6,931/mo
Today · 4.125%
HK$233,062
baseline
▲ 0.50% · 4.625%
HK$247,244
+HK$14,182/mo
Deposit HK$48.09M · loan HK$48.09M · min. income ≈ HK$466,124/mo (50% DSR)
Upfront cash ≈ HK$52.18M (deposit + AVD stamp duty HK$4,087,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,980
−HK$13,181/mo
▼ 0.25% · 3.875%
HK$250,523
−HK$6,638/mo
Today · 4.125%
HK$257,161
baseline
▲ 0.50% · 4.625%
HK$270,717
+HK$13,556/mo
Deposit HK$48.09M · loan HK$48.09M · min. income ≈ HK$514,322/mo (50% DSR)
Upfront cash ≈ HK$52.18M (deposit + AVD stamp duty HK$4,087,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,172
−HK$16,503/mo
▼ 0.25% · 3.875%
HK$271,358
−HK$8,317/mo
Today · 4.125%
HK$279,675
baseline
▲ 0.50% · 4.625%
HK$296,692
+HK$17,017/mo
Deposit HK$38.47M · loan HK$57.71M · min. income ≈ HK$559,350/mo (50% DSR)
Upfront cash ≈ HK$42.56M (deposit + AVD stamp duty HK$4,087,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,776
−HK$15,817/mo
▼ 0.25% · 3.875%
HK$300,628
−HK$7,965/mo
Today · 4.125%
HK$308,593
baseline
▲ 0.50% · 4.625%
HK$324,860
+HK$16,267/mo
Deposit HK$38.47M · loan HK$57.71M · min. income ≈ HK$617,186/mo (50% DSR)
Upfront cash ≈ HK$42.56M (deposit + AVD stamp duty HK$4,087,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,033
−HK$19,254/mo
▼ 0.25% · 3.875%
HK$316,584
−HK$9,703/mo
Today · 4.125%
HK$326,287
baseline
▲ 0.50% · 4.625%
HK$346,141
+HK$19,854/mo
Deposit HK$28.85M · loan HK$67.32M · min. income ≈ HK$652,574/mo (50% DSR)
Upfront cash ≈ HK$32.94M (deposit + AVD stamp duty HK$4,087,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,572
−HK$18,454/mo
▼ 0.25% · 3.875%
HK$350,732
−HK$9,294/mo
Today · 4.125%
HK$360,026
baseline
▲ 0.50% · 4.625%
HK$379,003
+HK$18,977/mo
Deposit HK$28.85M · loan HK$67.32M · min. income ≈ HK$720,052/mo (50% DSR)
Upfront cash ≈ HK$32.94M (deposit + AVD stamp duty HK$4,087,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,757
−HK$24,755/mo
▼ 0.25% · 3.875%
HK$407,037
−HK$12,475/mo
Today · 4.125%
HK$419,512
baseline
▲ 0.50% · 4.625%
HK$445,038
+HK$25,526/mo
Deposit HK$9.62M · loan HK$86.56M · min. income ≈ HK$839,024/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$4,087,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$439,164
−HK$23,726/mo
▼ 0.25% · 3.875%
HK$450,942
−HK$11,948/mo
Today · 4.125%
HK$462,890
baseline
▲ 0.50% · 4.625%
HK$487,290
+HK$24,400/mo
Deposit HK$9.62M · loan HK$86.56M · min. income ≈ HK$925,780/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$4,087,549 · Scale 2, in force from 26 Feb 2026)