LTV · monthly repayment
▼ 0.50% · 3.625%
HK$219,337
−HK$13,754/mo
▼ 0.25% · 3.875%
HK$226,159
−HK$6,932/mo
Today · 4.125%
HK$233,091
baseline
▲ 0.50% · 4.625%
HK$247,274
+HK$14,183/mo
Deposit HK$48.09M · loan HK$48.09M · min. income ≈ HK$466,182/mo (50% DSR)
Upfront cash ≈ HK$52.18M (deposit + AVD stamp duty HK$4,088,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,010
−HK$13,183/mo
▼ 0.25% · 3.875%
HK$250,554
−HK$6,639/mo
Today · 4.125%
HK$257,193
baseline
▲ 0.50% · 4.625%
HK$270,750
+HK$13,557/mo
Deposit HK$48.09M · loan HK$48.09M · min. income ≈ HK$514,386/mo (50% DSR)
Upfront cash ≈ HK$52.18M (deposit + AVD stamp duty HK$4,088,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,204
−HK$16,505/mo
▼ 0.25% · 3.875%
HK$271,391
−HK$8,318/mo
Today · 4.125%
HK$279,709
baseline
▲ 0.50% · 4.625%
HK$296,729
+HK$17,020/mo
Deposit HK$38.48M · loan HK$57.71M · min. income ≈ HK$559,418/mo (50% DSR)
Upfront cash ≈ HK$42.56M (deposit + AVD stamp duty HK$4,088,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$292,812
−HK$15,820/mo
▼ 0.25% · 3.875%
HK$300,665
−HK$7,967/mo
Today · 4.125%
HK$308,632
baseline
▲ 0.50% · 4.625%
HK$324,900
+HK$16,268/mo
Deposit HK$38.48M · loan HK$57.71M · min. income ≈ HK$617,264/mo (50% DSR)
Upfront cash ≈ HK$42.56M (deposit + AVD stamp duty HK$4,088,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,071
−HK$19,256/mo
▼ 0.25% · 3.875%
HK$316,623
−HK$9,704/mo
Today · 4.125%
HK$326,327
baseline
▲ 0.50% · 4.625%
HK$346,184
+HK$19,857/mo
Deposit HK$28.86M · loan HK$67.33M · min. income ≈ HK$652,654/mo (50% DSR)
Upfront cash ≈ HK$32.94M (deposit + AVD stamp duty HK$4,088,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,614
−HK$18,456/mo
▼ 0.25% · 3.875%
HK$350,776
−HK$9,294/mo
Today · 4.125%
HK$360,070
baseline
▲ 0.50% · 4.625%
HK$379,050
+HK$18,980/mo
Deposit HK$28.86M · loan HK$67.33M · min. income ≈ HK$720,140/mo (50% DSR)
Upfront cash ≈ HK$32.94M (deposit + AVD stamp duty HK$4,088,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$394,806
−HK$24,758/mo
▼ 0.25% · 3.875%
HK$407,087
−HK$12,477/mo
Today · 4.125%
HK$419,564
baseline
▲ 0.50% · 4.625%
HK$445,093
+HK$25,529/mo
Deposit HK$9.62M · loan HK$86.57M · min. income ≈ HK$839,128/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$4,088,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$439,218
−HK$23,729/mo
▼ 0.25% · 3.875%
HK$450,997
−HK$11,950/mo
Today · 4.125%
HK$462,947
baseline
▲ 0.50% · 4.625%
HK$487,350
+HK$24,403/mo
Deposit HK$9.62M · loan HK$86.57M · min. income ≈ HK$925,894/mo (50% DSR)
Upfront cash ≈ HK$13.71M (deposit + AVD stamp duty HK$4,088,053 · Scale 2, in force from 26 Feb 2026)