LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,965
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,648
−HK$694/mo
Today · 4.125%
HK$23,342
baseline
▲ 0.50% · 4.625%
HK$24,762
+HK$1,420/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,684/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,436
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,091
−HK$665/mo
Today · 4.125%
HK$25,756
baseline
▲ 0.50% · 4.625%
HK$27,113
+HK$1,357/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,512/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,358
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,178
−HK$833/mo
Today · 4.125%
HK$28,011
baseline
▲ 0.50% · 4.625%
HK$29,715
+HK$1,704/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$56,022/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,323
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,109
−HK$798/mo
Today · 4.125%
HK$30,907
baseline
▲ 0.50% · 4.625%
HK$32,536
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,814/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,751
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,707
−HK$972/mo
Today · 4.125%
HK$32,679
baseline
▲ 0.50% · 4.625%
HK$34,667
+HK$1,988/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,358/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,210
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,127
−HK$931/mo
Today · 4.125%
HK$36,058
baseline
▲ 0.50% · 4.625%
HK$37,959
+HK$1,901/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,116/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$333,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,536
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,766
−HK$1,250/mo
Today · 4.125%
HK$42,016
baseline
▲ 0.50% · 4.625%
HK$44,572
+HK$2,556/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$84,032/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,984
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,164
−HK$1,196/mo
Today · 4.125%
HK$46,360
baseline
▲ 0.50% · 4.625%
HK$48,804
+HK$2,444/mo
Deposit HK$963K · loan HK$8.67M · min. income ≈ HK$92,720/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,257 · Scale 2, in force from 26 Feb 2026)