LTV · monthly repayment
▼ 0.50% · 3.625%
HK$219,700
−HK$13,777/mo
▼ 0.25% · 3.875%
HK$226,534
−HK$6,943/mo
Today · 4.125%
HK$233,477
baseline
▲ 0.50% · 4.625%
HK$247,684
+HK$14,207/mo
Deposit HK$48.17M · loan HK$48.17M · min. income ≈ HK$466,954/mo (50% DSR)
Upfront cash ≈ HK$52.27M (deposit + AVD stamp duty HK$4,094,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,414
−HK$13,205/mo
▼ 0.25% · 3.875%
HK$250,969
−HK$6,650/mo
Today · 4.125%
HK$257,619
baseline
▲ 0.50% · 4.625%
HK$271,199
+HK$13,580/mo
Deposit HK$48.17M · loan HK$48.17M · min. income ≈ HK$515,238/mo (50% DSR)
Upfront cash ≈ HK$52.27M (deposit + AVD stamp duty HK$4,094,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,640
−HK$16,533/mo
▼ 0.25% · 3.875%
HK$271,841
−HK$8,332/mo
Today · 4.125%
HK$280,173
baseline
▲ 0.50% · 4.625%
HK$297,221
+HK$17,048/mo
Deposit HK$38.54M · loan HK$57.81M · min. income ≈ HK$560,346/mo (50% DSR)
Upfront cash ≈ HK$42.63M (deposit + AVD stamp duty HK$4,094,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$293,297
−HK$15,846/mo
▼ 0.25% · 3.875%
HK$301,163
−HK$7,980/mo
Today · 4.125%
HK$309,143
baseline
▲ 0.50% · 4.625%
HK$325,439
+HK$16,296/mo
Deposit HK$38.54M · loan HK$57.81M · min. income ≈ HK$618,286/mo (50% DSR)
Upfront cash ≈ HK$42.63M (deposit + AVD stamp duty HK$4,094,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,580
−HK$19,288/mo
▼ 0.25% · 3.875%
HK$317,148
−HK$9,720/mo
Today · 4.125%
HK$326,868
baseline
▲ 0.50% · 4.625%
HK$346,758
+HK$19,890/mo
Deposit HK$28.90M · loan HK$67.44M · min. income ≈ HK$653,736/mo (50% DSR)
Upfront cash ≈ HK$33.00M (deposit + AVD stamp duty HK$4,094,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,180
−HK$18,487/mo
▼ 0.25% · 3.875%
HK$351,357
−HK$9,310/mo
Today · 4.125%
HK$360,667
baseline
▲ 0.50% · 4.625%
HK$379,678
+HK$19,011/mo
Deposit HK$28.90M · loan HK$67.44M · min. income ≈ HK$721,334/mo (50% DSR)
Upfront cash ≈ HK$33.00M (deposit + AVD stamp duty HK$4,094,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$395,461
−HK$24,798/mo
▼ 0.25% · 3.875%
HK$407,762
−HK$12,497/mo
Today · 4.125%
HK$420,259
baseline
▲ 0.50% · 4.625%
HK$445,831
+HK$25,572/mo
Deposit HK$9.63M · loan HK$86.71M · min. income ≈ HK$840,518/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$4,094,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$439,946
−HK$23,769/mo
▼ 0.25% · 3.875%
HK$451,745
−HK$11,970/mo
Today · 4.125%
HK$463,715
baseline
▲ 0.50% · 4.625%
HK$488,158
+HK$24,443/mo
Deposit HK$9.63M · loan HK$86.71M · min. income ≈ HK$927,430/mo (50% DSR)
Upfront cash ≈ HK$13.73M (deposit + AVD stamp duty HK$4,094,831 · Scale 2, in force from 26 Feb 2026)