LTV · monthly repayment
▼ 0.50% · 3.625%
HK$21,980
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,664
−HK$694/mo
Today · 4.125%
HK$23,358
baseline
▲ 0.50% · 4.625%
HK$24,780
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,716/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,453
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,108
−HK$666/mo
Today · 4.125%
HK$25,774
baseline
▲ 0.50% · 4.625%
HK$27,132
+HK$1,358/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,548/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$333,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,376
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,197
−HK$833/mo
Today · 4.125%
HK$28,030
baseline
▲ 0.50% · 4.625%
HK$29,736
+HK$1,706/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$56,060/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,343
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,130
−HK$798/mo
Today · 4.125%
HK$30,928
baseline
▲ 0.50% · 4.625%
HK$32,559
+HK$1,631/mo
Deposit HK$3.86M · loan HK$5.78M · min. income ≈ HK$61,856/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$333,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,772
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,729
−HK$973/mo
Today · 4.125%
HK$32,702
baseline
▲ 0.50% · 4.625%
HK$34,692
+HK$1,990/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,404/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$333,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,234
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,152
−HK$931/mo
Today · 4.125%
HK$36,083
baseline
▲ 0.50% · 4.625%
HK$37,985
+HK$1,902/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,166/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$333,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,564
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,795
−HK$1,250/mo
Today · 4.125%
HK$42,045
baseline
▲ 0.50% · 4.625%
HK$44,604
+HK$2,559/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$84,090/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,015
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,195
−HK$1,198/mo
Today · 4.125%
HK$46,393
baseline
▲ 0.50% · 4.625%
HK$48,838
+HK$2,445/mo
Deposit HK$964K · loan HK$8.68M · min. income ≈ HK$92,786/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$333,931 · Scale 2, in force from 26 Feb 2026)